3 Life Changes That Could Change Your Social Security Disability

Posted on: 12 October 2022

When you receive social security disability benefits, the Social Security Administration sends you a set amount monthly. Normally the only changes to the amount of your benefits come from the annual cost of living increase. Fortunately, some life changes could increase the number of benefits you are entitled to. Unfortunately, these additional funds are not automatically awarded to you and may require the assistance of a Social Security Disability lawyer to obtain what is rightfully yours. 

1. Upon The Death Of Your Spouse Or Ex-Spouse

If you are receiving Social Security Disability based on the record of your spouse or ex-spouse, you may receive an increase in your benefit amount upon their death. Your benefits will then be calculated as survivor's benefits. Even if you are receiving disability based on your work record, Social Security can calculate how much you can receive in survivor benefits and send you the higher amount. 

Social Security will base your benefit on the following:

  • The age of your spouse or ex-spouse
  • The amount your spouse or ex-spouse has paid into Social Security
  • Your age at the time of application for benefits
  • Whether you have a child or children under the age of 16 

There is a maximum amount you and your family can draw. 

2. Upon The Death Of Your Supporting Child

If your adult child has been providing more than half of your support passes and he or she is fully vested in the Social Security system, you may be eligible for a higher payment. This award is a parent's benefit and comes with the following criteria.

  • You must be at least 62 years old
  • You must be about to document receiving at least 1/2 your support from your child at the time of their death
  • Your own retirement benefits must be less than what you would be entitled to under your parent's benefits

There are also other criteria your disability case attorney will explain to you. 

3. You Have Children Under The Age Of 18 Who Were Not Previously Awarded Benefits

Once you qualify for Social Security Disability benefits, your children under the age of 18 are entitled to benefits. If you have a child or children who were not on your initial application for benefits, you can apply for them. You may also be entitled to benefits for grandchildren, stepchildren, or adopted children who you have custody of. 

A Social Security Disability attorney can help to ensure you don't leave money on the table. Reach out to an office such as the Law Office of Barbara M Jacobson to find out more.